Finance

Revolut isn’t just your average banking app—it’s a financial superpower tailored for the modern traveler. With features ranging from savings and cryptocurrency to investing, Revolut revolutionizes how you manage your money, especially while on the road.

​

When it comes to traveling, Revolut shines with its array of travel-friendly features. Need to withdraw or exchange foreign currency? With Revolut, you can do it for free, saving you from hefty conversion fees. Plus, enjoy free transactions in foreign currencies at shops and restaurants worldwide. For those who opt for the Metal plan, perks like cashback of 0.1% within Europe and 1% outside Europe sweeten the deal, making it a no-brainer for frequent travelers like myself.

​

Comparing Revolut to its competitors like Wise and N26, it's clear that Revolut stands out for its comprehensive range of features tailored specifically for travelers. While Wise and N26 offer similar services, they may lack the same breadth of travel-focused benefits that come with Revolut, making it the top choice for globetrotters.

​

In conclusion, Revolut emerges as the ultimate travel companion for several reasons. Its robust suite of features, including free currency exchange, cashback rewards, and seamless international transactions, make it a must-have for anyone exploring the world. Whether you're a budget backpacker or a luxury traveler, Revolut offers a tailored solution to meet your financial needs on the go. With Revolut by your side, managing your money while traveling has never been easier or more rewarding.

​

Read more about my personal experience with Revolut in my blog!

​

Download the App for iOS or Android here or go to the website.

XE Currency is more than just a currency converter—it's a vital tool for travelers venturing into multiple countries with varying currencies. Whether you're hopping between European capitals or exploring the diverse landscapes of Southeast Asia, this app is designed to streamline your currency conversions on the go.

​

Unlike a quick Google search, XE Currency offers real-time exchange rates, ensuring accuracy and reliability in your currency conversions. This is particularly valuable for frequent travelers or those embarking on extended journeys spanning multiple destinations. Instead of relying on potentially outdated information, you can trust XE Currency to provide up-to-the-minute rates whenever and wherever you need them.

​

One drawback of the app is its reliance on an internet connection for real-time updates. While this isn't typically an issue in well-connected urban areas, travelers venturing into more remote regions may encounter challenges accessing the latest exchange rates. However, with proper planning and data connectivity, this limitation can be mitigated.

XE Currency significantly reduces the risk of overpaying due to miscalculated conversions. By eliminating guesswork and providing accurate exchange rates at your fingertips, the app empowers travelers to make informed financial decisions, ultimately enhancing their overall travel experience.

 

Whether you're budget-conscious or simply seeking convenience, XE Currency ensures that every purchase you make abroad is calculated with precision, giving you peace of mind and confidence in your transactions.

​

Download the App for iOS or Android here or go to the website.

One of the biggest headaches for travelers, especially outside of Europe, is the multitude of fees and extra costs associated with every ATM withdrawal abroad. Even with innovative solutions like Revolut, where the withdrawal itself is often free from their end, travelers frequently find themselves facing fees imposed by the bank from which they're withdrawing. The constant worry about these hidden charges can quickly eat into your travel budget and dampen your experience.

​

Enter ATM Fee Saver, a game-changer for travelers seeking to minimize or eliminate these costly fees altogether. This handy app does one thing exceptionally well: it provides a comprehensive list of all nearby ATMs along with detailed information on transaction fees, maximum withdrawal limits, and more. With ATM Fee Saver at your fingertips, you can easily locate the most cost-effective options for accessing cash while abroad, ensuring you're not caught off guard by unexpected charges.

​

Since discovering ATM Fee Saver, countless travelers, including myself, have saved significant amounts of money on ATM fees during our adventures around the globe. By arming us with valuable insights into the best ATM options available, this app has become an indispensable tool in our travel arsenal. What's more, the best part about ATM Fee Saver? It's completely free to use, meaning you can enjoy the financial benefits without any additional cost or subscription fees.

​

In conclusion, ATM Fee Saver stands out as a must-have app for anyone embarking on international travel. Its ability to alleviate the stress and expense of overseas ATM withdrawals makes it an invaluable companion for globetrotters seeking to maximize their travel funds. With ATM Fee Saver in your pocket, you can bid farewell to costly surprises and confidently navigate the world of foreign banking with ease.

​

Download the App for iOS or Android here or go to the website.

As a traveler, managing expenses can be a daunting task, especially when faced with a myriad of receipts and transactions from various destinations. Enter Expensify, a revolutionary app designed to streamline expense management for both business and leisure travelers alike. Expensify fills the gap by providing a convenient platform to effortlessly capture and categorize expenses on the go. With features like receipt scanning and automatic expense tracking, travelers can bid farewell to the hassle of manual record-keeping and focus more on enjoying their journey.

​

Pros of Expensify

1. Receipt Scanning: Expensify's receipt scanning feature allows travelers to simply snap a photo of their receipts using their smartphone camera. The app then automatically extracts relevant information, such as date, amount, and merchant, saving users time and effort.

2. Automatic Expense Tracking: Expensify can sync with users' bank accounts and credit cards to automatically track and categorize expenses in real-time. This eliminates the need for manual data entry and ensures that travelers have an accurate overview of their spending at all times.

3. Integration with Accounting Software: Expensify seamlessly integrates with popular accounting software such as QuickBooks and Xero, making it easy for travelers to sync their expense data with their accounting systems for seamless reconciliation and reporting.

4. Multi-Currency Support: For international travelers, Expensify offers multi-currency support, allowing users to track expenses in multiple currencies and automatically convert them to their home currency for easy reporting.

​

Cons of Expensify

1. Reliance on Internet Connection: Expensify's functionality may be limited without a stable internet connection. Travelers venturing into remote or rural areas with limited connectivity may find it challenging to access the app's features when offline.

2. Cost of Premium Features: While Expensify offers a free version with basic features, users may need to subscribe to a paid plan to unlock advanced functionalities such as integrations with accounting software or additional user accounts. The cost of these premium features may be prohibitive for some travelers.

​

Despite these potential drawbacks, the overall convenience and efficiency provided by Expensify make it a valuable tool for travelers seeking to simplify their expense management process. Whether you're a business traveler tracking expenses for reimbursement or a leisure traveler keeping tabs on your vacation spending, Expensify offers a user-friendly solution to help you stay organized and in control of your finances while on the go.

​

Download the App for iOS or Android here or go to the website.

When it comes to managing finances while traveling, having versatile payment options can make all the difference. While Revolut may be your go-to app for currency exchange and international transactions, the PayPal app offers additional benefits that can enhance your travel experience.

​

While Revolut is excellent for currency exchange and low-cost transactions, there are situations where PayPal proves invaluable. For starters, PayPal is widely accepted by merchants and vendors worldwide, offering a convenient alternative for making payments in areas where Revolut may not be as widely recognized. Additionally, PayPal's robust buyer protection policies provide travelers with added peace of mind when making purchases, especially when dealing with unfamiliar merchants or online transactions.

​

In addition to its versatility and buyer protection policies, PayPal is particularly handy when dealing with situations where the receiving party only accepts PayPal payments. This scenario often arises when booking accommodations through certain online platforms or when purchasing goods from independent sellers who exclusively use PayPal as their payment gateway. In such cases, having the PayPal app at your disposal ensures seamless transactions and eliminates the need for alternative payment methods. This flexibility makes PayPal a valuable tool for travelers navigating diverse payment landscapes during their adventures around the world.

​

However, it's essential to note that PayPal transactions often come with higher fees compared to Revolut. While Revolut prides itself on offering competitive exchange rates and low-cost transactions, PayPal may charge higher fees for international transfers and currency conversions. As a result, travelers should weigh the convenience of PayPal against the potential additional costs to determine the best payment method for their needs while on the road.

​

Download the App for Android here or go to the website.

As a Dutch traveler, the concept of splitting bills resonates with me—it's practically ingrained in our culture as "going Dutch", although I'm not always a big fan of it. Enter Splitwise, an app that takes the hassle out of splitting expenses with friends and travel companions. Splitwise allows users to easily track shared expenses, divide bills, and settle debts, making it a must-have tool for any traveler looking to keep their finances in order on the road.

​

Imagine you're on a group trip with friends, and you're constantly juggling receipts and trying to remember who owes whom for shared expenses like meals, transportation, and accommodations. With Splitwise, this cumbersome process becomes a thing of the past. Simply input each expense into the app, and Splitwise automatically calculates who owes what, ensuring everyone pays their fair share without any confusion or awkwardness.

​

Splitwise also comes in handy for situations where you're sharing expenses with someone you don't know very well, such as a fellow traveler you've just met or a roommate at a hostel. Rather than awkwardly discussing money each time a bill comes up, you can simply use Splitwise to keep track of shared expenses and settle up at the end of your trip.

 

Of course, while Splitwise is incredibly practical for splitting bills and keeping track of shared expenses, it's also important to remember that sometimes it's nice to treat your friends or travel companions. After all, there's nothing quite like the joy of picking up the tab and seeing the gratitude on their faces. So while Splitwise is undoubtedly a useful tool for managing finances while traveling, don't forget to occasionally indulge in the pleasure of treating your loved ones—it's good for the soul, if not always for the wallet.

​

Download the App for iOS or Android here or go to the website.